Tag: blue cross health insurance

How Do I Escape My Non-Compete Clause?

In healthcare, there has been a large expansion in non-compete clauses. Many of our clients would like to find a way out of their non-compete clause when looking to leave their current employment.

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The first way to avoid breaching a non-compete clause is to have your attorney negotiate a contract without a non-compete clause before beginning your employment.

Sometimes, non-compete clauses are unavoidable. So what can you do in that situation?

  1. Make sure you understand the language of your non-compete. Are there any exceptions? Were any hospitals carved out or possibly an exception was made for entering into private practice? If you are looking to waive a non-compete, first have a healthcare attorney carefully review the provision for possible
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Foreign travel brings health insurance considerations [Column]

You have made your plans and are on your way to vacation in a far off exotic vacation destination. Still, you might have forgotten something amidst all the arrangements and packing. If you become ill or experience an accident or need to be evacuated back to the US, are you covered for care? The possibility may be remote but still bears consideration. Alternatives may include your own regular health insurance coverage either through a group or private plan or Medicare if you are currently enrolled in certain Medicare Supplement or Medicare Advantage plans that cover such travel (see below) or travel insurance purchased privately or through a travel agent.

As seniors venture overseas whether for recreation or new living arrangements, a key question to ask is what benefits travel with them. While Social Security benefits follow Americans to other countries, basic Medicare likely will not and seniors may need to

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FSRA Takes Action to Protect Consumers of Life and Health Insurance

Annual report highlights examinations of high-risk agents

TORONTO, May 2, 2023 /CNW/ – Through market conduct supervision and enforcement activities, The Financial Services Regulatory Authority of ont (FSRA) is working to ensure life and health insurance agents are compliant with legislation, regulations, and that they are working to achieve fair outcomes for customers.

FSRA logo (CNW Group/Financial Services Regulatory Authority of Ontario)

FSRA logo (CNW Group/Financial Services Regulatory Authority of Ontario)

In 2021-22, the FSRA reviewed 115 higher-risk life agents and the results are included in the first Life and Health Insurance Agent Supervision Report which is being released today. Annual reporting of life agent supervision contributes to public confidence through promoting transparency, disclosure of information, and deterring deceptive or fraudulent conduct, practices, and activities.

“Insurance provides critical protection for individuals, families, and businesses and these customers deserve insurance that meets their needs,” said Huston Loke, Executive Vice President, Market Conduct. “Through our supervision and enforcement efforts we

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Easy Enrollment Program Launches Today Creating a New Health Insurance Enrollment Opportunity

New State Program Removes Barriers to Receiving Affordable Health Care

ALBUQUERQUE, NM – The New Mexico Human Services Department (HSD), beWellnm (New Mexico’s Official Health Insurance Marketplace), the New Mexico Office of the Superintendent of Insurance (OSI), and the New Mexico Taxation and Revenue Department (TRD), announced the launch of Easy Enrollment. The new program allows New Mexicans to check a box on their state income tax form to see if they qualify for low-cost or no-cost health care coverage through Medicaid or be-Wellnm.

“Easy Enrollment will allow us to reach New Mexicans who are eligible for health coverage and help them receive their benefits,” said the state’s Medicaid Director Nicole Comeaux.

Recent estimates show that about half of the 214,000 New Mexicans who don’t have health coverage qualifying for Medicaid or reduced-cost coverage on be Wellnm. BeWellnm typically covers people who make too much to qualify for Medicaid and

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Medicare Open Enrollment Ends Soon. Do You Have to Join if You’re 65?

Medicare is a federal health insurance program designed for senior Americans 65 years old or older. The enrollment period for the program started at the beginning of 2023, but the deadline is quickly approaching — March 31.

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During this period, anyone who hasn’t previously enrolled in Medicare or a Medicare Advantage plan can join one or the other. However, if you have work-based health insurance and/or are applicable for certain conditions, you may choose not to enroll.

Learn more about how Medicare works, what your options are and what penalties you could face for late enrollment after 65. Plus, find out about the new Medicare premium and deductible prices for 2023 and why the Inflation Reduction Act makes Medicare more powerful.

How does the Medicare program work?

The Original Medicare program consisted of two main parts — Part A for hospital insurance and Part B for general medical insurance

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