5 Things to Discuss with Your Spouse Before Estate Planning

If you are married and considering doing your estate plan, there are some discussions you should have with your spouse.

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If you and your spouse are considering doing your estate plan, we recommend that you discuss the following items:

  1. How do you want your money and assets handled if one of you dies? Do you want any restrictions? Are you worried about your spouse remarrying and being influenced by the spouse? It is important to know how you want your money to be managed when one spouse dies, especially if you have minor children.
  2. If you have minor children, who will be their guardian? This is a very difficult discussion to have, but it’s better to make this decision than

Why Shouldn’t I Use an Online Will?

Online will often do more harm than good. Many people look to the internet when preparing estate planning documents, like wills and trusts, but this can set you up for disaster.

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Online will often ‘one size fits all’ documents that don’t account for your particular situation. Sometimes, they don’t account for the current laws in your state.

These documents may not even be legitimate and can lead to issues and misunderstandings among family members, tax losses, expensive probate proceedings, and disputes that last years after death.

By their nature, wills have to go through the probate system. This is costly and does not guarantee that your wishes will be followed.

Meeting with expert estate planners is the only way to

Horoscope today, May 2, 2023: Daily star sign guide from Mystic Meg

OUR much-loved astrologer Meg sadly died last month but her column will be kept alive by her friend and protege Maggie Innes.

Read on to see what’s written in the stars for you.

♈ Aries

March 21 to April 20

However close to completion of those documents may be, it is not too late to stop them and make a change.

You can take action today as the moon and Pluto connect.

Money-wise, the way to sort out a muddle is one step at a time
Weekly horoscope for April 23 - 28: What the stars have in store revealed

You are the kind of partner who intrigues on every level – and love is the winner.

If you are single, the perfect match wears odd socks.

Get all the latest Aries horoscope news including your weekly and monthly predictions

Your daily horoscope for Tuesday
Your daily horoscope for Tuesday

♉ TAURUS

April 21 to May 21

If healthy living is at the top of your priority list, you can put it into practice.

Even in the tiniest way, try adjusting your schedule

How does waiting on prostate cancer treatment affect survival?

An important clinical trial shows that many patients can delay it safely for years.

close-up photo of a vial of blood marked PSA test alongside a pen;  both are resting on a document showing the PSA test results

Prostate cancer progresses slowly, but for how long is it possible to put off treatment? Most newly diagnosed men have low-risk or favorable types of intermediate-risk prostate cancer that doctors can watch and treat only if the disease is found to be at higher risk of progression. This approach, called active surveillance, allows men to delay — or in some cases, outlive — the need for aggressive treatment, which has challenging side effects.

In 1999, British researchers launched a clinical trial comparing outcomes among 1,643 men who were either treated immediately for their cancer or followed on active surveillance (then called active monitoring). The men’s average age at enrollment was 62, and they all had low-to intermediate risk tumors with prostate-specific antigen (PSA) levels ranging from 3.0 to 18.9 nanograms per milliliter.

Long-term results from the

What is Probate?

Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.

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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.

If you die without a written estate plan, your estate must go through probate before your money can be distributed to your heirs. Where will your money go? It will follow the intestacy laws of your state.

If you die with a will, your estate will also go through probate.

The only way to avoid probate is to have a trust …

What Age Should You Retire? What Health Experts Say

Dr. Pinchas Cohen, dean of the Leonard Davis School of Gerontology at the University of Southern California, agreed that, from a health standpoint for people in these fields, a retirement age under 65 “makes no sense.”

“Even 65 is a 20th century number,” he said.

For people working in knowledge-based jobs, a retirement age in the 70s is reasonable from a cognitive perspective, too, said Lisa Renzi-Hammond, director of the Institute of Gerontology at the University of Georgia. “We’re able to maintain our cognitive faculties, usually, pretty well into our 70s,” she said. “If retirement age is set based on the capabilities or competence of employees, there’s absolutely no reason to have a retirement age in the 60s.”

Parts of the brain — most notably the prefrontal cortex, which is critical for executive functioning, attention and working memory — do start to lose volume as early as around age 45,

Mediterranean diet may reduce risk of dementia, Alzheimer’s, science shows

A diet that is rich in seafood, fruit, vegetables, nuts and olive oil may lower the risk of dementia, a new study suggests.

An analysis of data from more than 60,000 seniors revealed that choosing to follow a Mediterranean diet reduces a person’s likelihood of developing dementia by nearly one quarter published, even among those with genes that put that at greater risk, according to the report Monday in the medical journal BMC Medicine.

“The main take home message from this study is that, even for individuals with a higher genetic risk, consuming a more Mediterranean-like diet could reduce the likelihood of developing dementia,” said the study’s lead author, Oliver Shannon, a lecturer in human nutrition and aging at Newcastle University.

Among people whose food choices least resembled a Mediterranean diet, “about 17 in every 1,000 individuals developed dementia during the approximately nine year study follow-up period,” Shannon said in

Brain-eating amoeba kills man after rinsing sinuses with tap water

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A man in Florida has died after being infected with a brain-eating amoeba from “sinus rinse practices utilizing tap water,” health officials said.

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A news release from the state Health Department in Charlotte County said they continue to investigate the rare Naegleria fowleri infection.

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“You CANNOT become infected by drinking tap water,” the Health Department said in its statement, however, the disease can become contracted “when water contaminated with amebae enters the body through the nose.”

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The health agency urged people to only use distilled or sterile water when rinsing their sinuses, a practice usually performed by using a neti pot. The neti pot is a nasal irrigation device that uses either a saline solution or saltwater to treat congestions, colds and allergies.

Tap water should “be boiled for at least one minute and cooled before sinus rinse,” the agency suggested.

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Can electrical brain stimulation boost attention, memory, and more?

Home devices marketed to enhance brain performance or treat brain disorders are not yet cleared by the FDA.

A brain shape against a dark background, filled with vibrant, multicolored strands of light representing brain waves

Imagine this as a morning routine that replaces your first cup of coffee:

You wake up feeling a bit foggy, so you slip on a wearable device that looks like an extra-thick headband. You turn on the power source and settle in while electrical current flows into your brain. Twenty minutes later, feeling more focused and energized, you start your busy day feeling grateful for this new technology.

If this scenario sounds strange to you, I’m with you. And yet, the hype around transcranial direct current stimulation (tDCS) is growing for an expanding list of conditions such as depression, ADHD, and even Alzheimer’s disease. A recent ad for one tDCS device urges you to “elevate your performance.” But before you give this a try, read on.

What is transcranial direct current stimulation?

The Zacks Analyst Blog Highlights Baker Hughes, EOG Resources and Diamondback Energy

For Immediate Release

Chicago, IL – March 2, 2023 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Baker Hughes Company BKR, EOG Resources EOG and Diamondback Energy, Inc. FANG.

Here are highlights from Wednesday’s Analyst Blog:

Permian Oil Rig Count Falls Second Straight Week

In its weekly release, Baker Hughes Company stated that the US rig count was lower than the prior-week tally. The rotary rig count, issued by BKR, is usually published in major newspapers and trade publications.

Baker Hughes’ data, issued at the end of each week since 1944, helps energy service providers gauge the overall business environment of the oil and gas industry. The number of active rigs and its comparison with the prior-week figure indicates the